Compete with Cash Offers

Published 1 hr ago

Affordability, Conventional Loans, Education, FHA, First Time Home Buyers, Inventory, USDA, VA

6 MB

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Want to learn how to compete against cash offers in this hot real estate market?

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Steven S.
Verified

"Andrew was fantastic to work with. He kept us informed and up to date with every step of the way. Andrew quickly answered any questions that we had during the refincance process. I am extremely happy that we chose Churchill Mortgage."

5.0

Noel L.
Verified

"It was a very easy process in which we felt well-informed throughout."

5.0

Karen W.
Verified

"Helpful, friendly, efficient"

5.0

Eric F.
Verified

"Andrew was very helpful and communicative with both us and the listing agent. He was there explaining how the process worked, what was needed and was able to give us advice on where to move forward during the application process. Both the wife and I were very pleased with the assistance and service."

4.8

Matthew J.
Verified

"Responsive and knowledgeable."

5.0

David M.
Verified

"Open lines of communication, accurate advice, and patience!"

5.0

Amandasue E.
Verified

"Andrew was wonderful getting us pre-qualified and educating us along the way. The communication could have been a little better from the underwriting team, but otherwise very pleased with the process particularly in the competitive mortgage environment."

4.7

Gary B.
Verified

"It was a pleasure working with Andrew he was there every time we had questions but honestly some times the answer wasn’t what we wanted to here but Andrew assured us it was going be ok and in the end everything turned out better than ok. Thanks Andrew."

5.0

Carla R.
Verified

"The entire process was thorough, quick and easy to do electronically."

5.0

Kevin C.
Verified

"Andrew was great to work with! He would explain options very thoroughly to my wife and was very responsive to emails and return phone calls. I would recommend him to others for their mortgage needs!"

4.8

John T.
Verified

"Very informative, very responsive"

5.0

Susan K.
Verified

"Andrew took the time to explain things to me and had a lot of patience with me since I’m not very tech saved. He got back with me in a timely manner. It was great working with him."

5.0

Paige K.
Verified

"Andrew was a pleasure to work with. He was very professional, informative, thorough and honest through the whole process. He made himself available whenever we had questions. We will definitely be recommending him to others in the future."

5.0

Elizabeth M.
Verified

"Every step from the promptness of replying to my initial inquiry through the website, through to closing was communicated very clearly. Expectations were clearly stated in terms of what documents were needed from us, and uploading documents was super easy. The portal is extremely user friendly."

5.0

Julie J.
Verified

"Andrew is the BEST! He takes the time to answer all your questions and works hard to make Closing a smooth process!"

5.0

David P.
Verified

"Andy and staff stayed on top of our refi from start to finish"

5.0

Carlos D.
Verified

"I felt Mr. Andrew Penney was very honest with us with each step in this process. We were blessed to work with him!"

5.0

Scott S.
Verified

"Andrew provided great support through my refinance process. He clearly communicated what I should expect, and what the results of the refinance would be, and helped address my goals."

5.0

Amie L.
Verified

"Everything went smoothly and there were no surprises. Since he knew to plan for the worst and hope for the best we were able to close a month early."

5.0

Rita S.
Verified

"Andy was great to work with! He really took time with me to be sure I understood the choices and options available to me for my refinance. He knew that this was a big decision for me and helped me through it. Everyone on his staff was very nice and efficient! I would really recommend them to you! Rita P."

5.0

National Rate Averages

Calculated from actual locked rates from consumers nationwide. Powered by .

Conv. 15-Year Fixed

2.252%

-0.001

Conv. 30-Year Fixed

3.019%

-0.004

FHA 30-Year Fixed

3.159%

0.002

Jumbo 30-Year Fixed

3.051%

-0.006

Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.

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