"Andrew was fantastic to work with. He kept us informed and up to date with every step of the way. Andrew quickly answered any questions that we had during the refincance process. I am extremely happy that we chose Churchill Mortgage."

"It was a very easy process in which we felt well-informed throughout."

"Helpful, friendly, efficient"

"Andrew was very helpful and communicative with both us and the listing agent. He was there explaining how the process worked, what was needed and was able to give us advice on where to move forward during the application process. Both the wife and I were very pleased with the assistance and service."

He worked hard for us and got us into our home.

"I have absolutely nothing bad to say about my experience with Andy. He was awesome! He worked hard for us and got us into our home. He was just about always available and quick to respond when he wasn't. He was always respectful and professional and understanding. He made the whole process bearable."

If I ever go through this process again he would be the first person i would call ...

"Andy Penny made our house buying experience go very smooth and was a pleasure working with him. He was up front and on top of everything right from the start and we were able to close on time. If I ever go through this process again he would be the first person i would call to do business with. Thanks for all your help and it was once again a pleasure doing business with you!!!"

"Andy was extremely helpful in navigating us through a difficult home buying experience."

"Andy was kind, patient, and always available for us. He was always thorough in his work and never made me feel like a bother. I absolutely recommend Andy and Churchill Mortgage for anyone looking for a mortgage company that not only knows what THEY are doing, but ensures YOU know what YOU are doing, as well. Thank you, Andy!"

"My questions were always answered timely. If I was unsure of the process I would get information on the next step in the purchase of my new home. Was always kept up to date with a status of my loan application and the process."

This was my first refinance and Andy was very helpful.

"This was my first refinance and Andy was very helpful. He walked me through everything and didn't mind questions, which is wonderful due to myself not knowing anything about the process."

quick to respond to are every needs.

"Andy is the man.he was awesome and someday hope to meet him in person. He was right with us every step of the way.always quick to respond to are every needs. We closed on time because of Andys hard work and he explained exactly every detail when it came to closing and what to exspect.Thank you Andy and the staff of freedom mortgage for your hard work."

"Constant communication,transparency,knowledge,trust,full team work!"

"Andrew was amazing! Super informative and always there to answer any questions I had. I was dreading this whole process but it was so smooth and easy! Already have told my friends to go with Andrew and Churchill Mortgage"

"Very hepful, made the home buying process very easy for us by walking us through step by step, and being very informative! I highly recommend Andrew Penny with Churchill Mortgage! And because Dave Ramsey does too ;)"

"Andrew is just a very open and genuine person. His willingness to help us with our refinance was real and did not feel forced. He made sure to be available for any and all questions and assisted us in understanding each step of the process. I told him more than once that he was a blessing to us during this time. Thank you The Emersons"

"Andrew was always available whenever I had any questions."

"Andrew was available to answer any questions and concerns we may have had throughout the loan process no matter how large or small the issue was. He was always very professional and pleasant to work with. Thanks for all of your support and help, Andy Donald and Shirley"

"Andrew was always there to answer my many questions. He is also a great listener! I am very happy with my refinance! Thanks Andrew!"

"Andrew was great to work with."

"All my questions were answered in a timely manner."