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Appraisal Gap Strategy

Andrew Penney

Published 6 months ago

Want to learn a way to still buy a home that doesn't appraise for what you offered?

Recent Reviews

Joshua R.
Verified

"Andy was what every borrower wants: Attentive, responsive, and knowledgeable."

5.0

Frank D.
Verified

"Very open and honest."

5.0

Thelma H.
Verified

"His video presentation., his ability to answer all my questions, his knowledge and professionalism. Also, constant contact to make sure I understood and to see if I had additional questions. After the closing he provided me with additional resourced that was very beneficial."

5.0

Rudi C.
Verified

"Always easy to reach in the most stressful times. Always seemed eager to answer my questions. Twice through new purchase and through a refi Andy has been a real gem to work with! Never felt like we were in the dark or waiting for answers. Thanks Andy!"

5.0

Kyle C.
Verified

"communication was excellent. timely responses and a clear description of what was needed and what was going to happen every step of the way."

5.0

John B.
Verified

"Your entire team was professional, competent, and personable. We were routinely informed of our progress. We quickly came to realize that Churchill was going to make home ownership possible for us."

5.0

Fergus D.
Verified

"Good communication with Andrew after he picked up my case after the another agent left the company. Andrew jumped in at a time sensitive moment and did great in progressing the application."

4.0

Julie J.
Verified

"Communication was ongoing and clear Timeliness was excellent it was about 30 days from first contact to closing of the refinance Online tools worked well"

5.0

Shannon M.
Verified

"Andrew’s communication was excellent. It is what sold me to use Churchill vs the other 2 mortgage companies I considered."

5.0

Donald G.
Verified

"A prompt response to all inquiries and the ability to sign all documents online ."

5.0

John P.

"Thank you"

5.0

Michael A.

"Always a quick response to questions."

5.0

Lisa A.

"Team work definitely:)"

5.0

Wilnise C.

"From the very start with Daniel, he was attentive and kept in touch. When Andrew took over it was the same way. The support team kept me informed of what was needed and the expected dates to look forward to. I didn't have to guess throughout the process. It all went smoothly and I only called once for an update because I was eager to get it all done. I'm grateful for the team's quick response, their consistency, and for keeping me in the loop."

5.0

Jesus S.

"Quick, easy, and friendly"

5.0

Steven S.
Verified

"Andrew was fantastic to work with. He kept us informed and up to date with every step of the way. Andrew quickly answered any questions that we had during the refincance process. I am extremely happy that we chose Churchill Mortgage."

5.0

National Rate Averages

Conf. 30Y Fixed

3.363%
0.006

FHA 30Y Fixed

3.455%
-0.013

Jumbo 30Y Fixed

3.228%
-0.104

Rate averages are calculated from actual locked rates. Learn more.

Affordability Presentations

1 Presentations

Conventional Loans Presentations

1 Presentations

FHA Presentations

1 Presentations

First Time Home Buyers Presentations

1 Presentations

Inventory Presentations

1 Presentations

USDA Presentations

1 Presentations

VA Presentations

1 Presentations

Churchill Mortgage Herndon

Company NMLS#

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